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Blog Posts in June, 2012

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  • City of Stockton About to File for Bankruptcy
    City of Stockton About to File for Bankruptcy

    Stockton, California may be the largest U.S. cities to file for bankruptcy. The city is expecting to file a Chapter 9 bankruptcy as soon as this Friday June 29, 2012. At one point, the city benefited ...

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  • What Are the Downfalls of Cosigning a Loan for Someone?
    What Are the Downfalls of Cosigning a Loan for Someone?

    When you are asked to cosign for someone, you are being asked to take a risk that a professional lender would not take. If the primary borrower met the criteria for the loan, the lender would not have ...

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  • What To Do When Being Sued By A Credit Card Company?
    What To Do When Being Sued By A Credit Card Company?

    Once you have been given notice that you are being sued , you will need to file a response to each claim being made by your credit card company. This response (usually called the "answer") should be ...

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  • Why Should People Avoid Pay Day Loans?
    Why Should People Avoid Pay Day Loans?

    Payday loans, cash advances, check advances, or paycheck advances are short-term loans offered at a high interest rate. These are considered one of the worst financial options for many reasons such ...

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  • How do I rebuild my credit after bankruptcy/foreclosure/short sale?
    How do I rebuild my credit after bankruptcy/foreclosure/short sale?

    Depending on the nature of the bankruptcy, foreclosure or short sale the time to rebuild credit may vary, but the basic methods to a renewed credit score is not the impossible task as many people ...

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  • How Long Does a Chapter 7 Bankruptcy Take?
    How Long Does a Chapter 7 Bankruptcy Take?

    The amount of time to file a bankruptcy case depends on the situation of each case. Once the Chapter 7 bankruptcy is filed, a hearing (known as the 341 Meeting of the Creditors) will take place within ...

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