How Foreclosure Affects Credit
Foreclosure and Credit Scores in Orange County
Today there are many families that are facing foreclosure on their homes as a result of a financial crisis. If you are in a situation where you are confronted with losing your home, then you may be wondering what kind of toll this will have on your credit. Unfortunately the answer is that it will have a very negative impact, as well as the possibility of some devastating financial ramifications. It can affect your credit so adversely that you will not be able to apply for any type of loan for two full years.
It can make applying for rent extremely difficult, as well as any other financial issue that requires a decent credit score. Foreclosure can be visible on your credit report for 5 years, and many people experience trouble obtaining credit during that time period. If you are facing foreclosure, then it is safe to say that your credit will be severely damaged and you may suffer the consequences for years after this event.
It is important for you to have skilled representation on your side that understands the difficulties you are facing, and can provide you with the representation and assistance you need. Call 1st California Law, Inc. today at (714) 881-7300.
Foreclosure Defense Attorney in Orange County
There are many foreclosure alternatives which some people can often overlook, or aren't aware of until they've discussed their situation with an experienced Orange County foreclosure lawyer. Your attorney can work with you on fighting foreclosure, and help you determine the best solution for your situation.
You may be able to make various arrangements in order to prevent this adverse effect, such as:
At 1st California Law, we have helped many individuals with the foreclosure process. Our office is committed to providing the best possible legal services at a reasonable and affordable cost. Our goal is to fully satisfy all of our clients' needs and to help you in your time of need. We will handle your case with the utmost professionalism, as an attorney will personally handle your case and will always be accessible to you.
We offer free initial attorney consultations, by phone and in weekend or evening appointments; utilize this benefit to your advantage as soon as possible so that you may begin pursuing the results that you need.
We understand the difficulties that you may be experiencing, we understand the financial hardship that can come with these issues, and you can count on us for the cost-efficient representation you need.
Contact our office today to discuss your situation, and to begin pursuing the results that you need for your future. A Santa Ana foreclosure attorney from 1st California Law would love to be able to assist you today!
Amazing law firm to work with, very knowledgeable, & very kind. They made filing for bankruptcy easy. Kevin is a amazing lawyer, would definitely recommend to friends and family.- Evelyn V.
Kevin is the best! He made us feel at ease during a very stressful time in our lives. His upbeat personality and thorough explanations made this whole process effortless. His communication was on point and the cost for his services was absolutely reasonable. If I ever need legal service again in the future, he is my go to guy. Love him!- Elizabeth C.
Nobody ever hope to find themselves filing for bankruptcy but when I did, my first call with Kevin put me in such ease that I knew I found the right person to help me.- Leslie I.
Kevin was absolutely fantastic to work with. He made the entire process of filing my case approachable and much less stressful than I anticipated. He was responsive, professional, and direct throughout the entire process, and personally accompanied me at my hearing. I would highly recommend his services.- Ashley T.
Kevin Kunde was one of the best bankruptcy attorneys to work with. He was kind, informative, courteous and very knowledgeable. I would recommend 1st California Law and Kevin Kunde services to anyone seeking debt relief assistance. Bankruptcy can be a very scary situation and I through out the entire process I felt well guided and taken care of by 1st California Law. Thank you for everything.- Melissa L.
I recently filed for my Chapter 7 through Mr. Kevin’s law firm and I could not be happier with his services. All of my concerns and worries were eliminated when Mr. Kevin thoroughly explains the process of bankruptcy filing and court hearing. The actual court hearing is very simple and to the point, just as Mr.Kevin said. In all, i highly recommend Mr.Kevin as an attorney for anyone who is in need of financial debt relief. He is kind, transparent, and dedicated to his profession. I'm glad i have had a chance to work with Kevin.- Bruce
It was the best experience ever with Kevin, I consulted several attorneys regarding my bankruptcy before I went to Kevin, and Kevin was very helpful and also the fees is very good. It was so easy to prepare my filling with him and he kept me updated with everything and tell me everything I need to know even if I didn't ask for it. Kevin show up with me in court and he was very helpful in getting over this stressful situation easily and smoothly, highly recommended him and his office if you look for any financial relief advice or help. Thanks Kevin.- AA
I'm 100% satisfied with his service I highly recommend to anyone!- Vivian
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