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How Foreclosure Affects Credit

How Foreclosure Affects Credit

Foreclosure and Credit Scores in Orange County

Today there are many families that are facing foreclosure on their homes as a result of a financial crisis. If you are in a situation where you are confronted with losing your home, then you may be wondering what kind of toll this will have on your credit. Unfortunately the answer is that it will have a very negative impact, as well as the possibility of some devastating financial ramifications. It can affect your credit so adversely that you will not be able to apply for any type of loan for two full years.

It can make applying for rent extremely difficult, as well as any other financial issue that requires a decent credit score. Foreclosure can be visible on your credit report for 5 years, and many people experience trouble obtaining credit during that time period. If you are facing foreclosure, then it is safe to say that your credit will be severely damaged and you may suffer the consequences for years after this event.


It is important for you to have skilled representation on your side that understands the difficulties you are facing, and can provide you with the representation and assistance you need. Call 1st California Law, Inc. today at (714) 881-7300.


Foreclosure Defense Attorney in Orange County

There are many foreclosure alternatives which some people can often overlook, or aren't aware of until they've discussed their situation with an experienced Orange County foreclosure lawyer. Your attorney can work with you on fighting foreclosure, and help you determine the best solution for your situation.

You may be able to make various arrangements in order to prevent this adverse effect, such as:

At 1st California Law, we have helped many individuals with the foreclosure process. Our office is committed to providing the best possible legal services at a reasonable and affordable cost. Our goal is to fully satisfy all of our clients' needs and to help you in your time of need. We will handle your case with the utmost professionalism, as an attorney will personally handle your case and will always be accessible to you.

We offer free initial attorney consultations, by phone and in weekend or evening appointments; utilize this benefit to your advantage as soon as possible so that you may begin pursuing the results that you need.

We understand the difficulties that you may be experiencing, we understand the financial hardship that can come with these issues, and you can count on us for the cost-efficient representation you need.


Contact our office today to discuss your situation, and to begin pursuing the results that you need for your future. A Santa Ana foreclosure attorney from 1st California Law would love to be able to assist you today!


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