Student Loans Start Your Path to Financial Freedom

Struggling with Student Loan Debt?

Student Loan Lawyer in Orange County

Millions of individuals throughout the United States are burdened by student loan debt. While higher education is helpful for career advancement, it also requires most individuals to saddle themselves with costly loans. If you are facing similar circumstances and wondering how you’ll ever be able to repay your student loans, you’ve come to the right place.

At 1st California Law, Inc., we pride ourselves on meeting our clients where they’re at. It is no secret that student loans can be notoriously difficult to discharge, but there are numerous factors that may grant you eligibility for decreased or completely erased payments altogether. The best way to get started is by consulting with an Orange County student loan lawyer from our firm!

How do I know if I’m eligible for student loan discharge?

California is considered a part of the Ninth Circuit, which makes up several states in the Western U.S. In order to be considered eligible for student loan discharge, you must successfully pass the Brunner test. This test evaluates several different aspects of your circumstances.

The Brunner test requires applicants to meet all of the following criteria:

  • An inability to maintain a minimal standard of living if required to repay your loans
  • Proof that your financial circumstances will persist throughout your repayment period
  • Good faith efforts have been made to repay your loans

When evaluating the above criteria, the court may also consider your employment availability, age, average standard of living, the quality of your education, and whether you can sufficiently care for dependents. If you are considered ineligible for discharge, the court may lower your payments during your repayment period.

Take control with an Orange County student loan attorney!

The thought of student loan debt can be paralyzing, especially when you’ve done everything you can to repay what you owe. We understand that unexpected life circumstances can make it nearly impossible to keep up with student loan payments and want to help.

With 24/7 availability and a strong commitment to your best interests, you can trust the team at 1st California Law, Inc. Get in touch with us to put your days of struggling with student loan debt behind you.

Our Top Priority Is you

Check Out Our 5-Star Reviews
  • Kevin is a great attorney he helped us every step of the way.

    “Quick response to any question. Will definitely recommend him.”

    - Cesar C.
  • A man like Mr. Kunde who has a strong character would undoubtedly be a very good attorney. So I'm going to recommend him very highly!!

    “From the bottom of my heart, THANK YOU Mr. Kevin Kunde!”

    - Abhijeet N.
  • They are very affordable, Professional and care about their clients.

    “They were always available to answer my questions and made the whole process go by smoothly.”

    - Former Client
  • Kevin took the time to explain my options and really helped to put me at ease.

    “I would not hesitate to refer any friends and family to Kevin if there was a need.”

    - Former Client
  • These guys are caring and take their job seriously.

    “Thank you guys so much for making this process smooth.”

    - Former Client
/

Why 1st California law?

Our Promise to You
  • Thorough Communication with Our Clients
  • Passionate Service, Personal Help, Practical Solutions
  • Available 24 Hours a Day, 7 Days a Week
  • Free Initial Consultations

Need Financial Counsel?

Our Firm is Here to Help. 
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.