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Orange County Foreclosure Attorney

Legal Defense against Foreclosure Proceedings

Being served with a notice of foreclosure can be an intensely stressful and upsetting experience, but you don't have to confront this situation alone.

A knowledgeable Orange County foreclosure attorney from 1st California Law, Inc. can represent you against your lender and do everything possible to prevent you from losing your home! Contact us today to enlist our help.

Even when you are far behind on your mortgage payments, you can still take action- all hope is not lost. Find out more about foreclosure by visiting our pages below:

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Marks Of Recognition

  • "Amazing law firm to work with, very knowledgeable, & very kind!"
    Amazing law firm to work with, very knowledgeable, & very kind. They made filing for bankruptcy easy. Kevin is a amazing lawyer, would definitely recommend to friends and family.
    - Evelyn V.
  • "Kevin made us feel at ease during a very stressful time in our lives."
    Kevin is the best! He made us feel at ease during a very stressful time in our lives. His upbeat personality and thorough explanations made this whole process effortless. His communication was on point and the cost for his services was absolutely reasonable. If I ever need legal service again in the future, he is my go to guy. Love him!
    - Elizabeth C.
  • "Being the light at the end of this scary tunnel!"
    Nobody ever hope to find themselves filing for bankruptcy but when I did, my first call with Kevin put me in such ease that I knew I found the right person to help me.
    - Leslie I.
  • "Made the entire process of filing my case approachable & much less stressful than anticipated!"
    Kevin was absolutely fantastic to work with. He made the entire process of filing my case approachable and much less stressful than I anticipated. He was responsive, professional, and direct throughout the entire process, and personally accompanied me at my hearing. I would highly recommend his services.
    - Ashley T.
  • "One of the best bankruptcy attorneys to work with!"
    Kevin Kunde was one of the best bankruptcy attorneys to work with. He was kind, informative, courteous and very knowledgeable. I would recommend 1st California Law and Kevin Kunde services to anyone seeking debt relief assistance. Bankruptcy can be a very scary situation and I through out the entire process I felt well guided and taken care of by 1st California Law. Thank you for everything.
    - Melissa L.
  • "Awesome attorney"
    I recently filed for my Chapter 7 through Mr. Kevin’s law firm and I could not be happier with his services. All of my concerns and worries were eliminated when Mr. Kevin thoroughly explains the process of bankruptcy filing and court hearing. The actual court hearing is very simple and to the point, just as Mr.Kevin said. In all, i highly recommend Mr.Kevin as an attorney for anyone who is in need of financial debt relief. He is kind, transparent, and dedicated to his profession. I'm glad i have had a chance to work with Kevin.
    - Bruce
  • "Great Service"
    It was the best experience ever with Kevin, I consulted several attorneys regarding my bankruptcy before I went to Kevin, and Kevin was very helpful and also the fees is very good. It was so easy to prepare my filling with him and he kept me updated with everything and tell me everything I need to know even if I didn't ask for it. Kevin show up with me in court and he was very helpful in getting over this stressful situation easily and smoothly, highly recommended him and his office if you look for any financial relief advice or help. Thanks Kevin.
    - AA
  • "Best lawyer"
    I'm 100% satisfied with his service I highly recommend to anyone!
    - Vivian

Avoiding Scams

A staggering number of homeowners have been faced with the crisis of home mortgage foreclosure, and a variety of scams have been developed to exploit their weakness and distress. Don't fall victim to fraud by following up on offers for foreclosure help that are really only bait for scams. An attorney can help you find real, sound solutions.

Deed in Lieu of Foreclosure

One of the most simple and direct ways to avoid the complexity and credit damage of a foreclosure is known as a deed in lieu, where you turn over the deed for your house to the lender. This action satisfies the balance on the home loan and frees you from debt.

Short Sales

If you are one of the many home owners who owe more on the mortgage than the house is worth on the real estate market, you may feel overwhelmed by your debt. In order to avoid a foreclosure, many banks will agree to a short sale, allowing you to sell the home at a price that will attract a buyer without having to pay back the difference on the loan.

What is predatory lending?

You may feel embarrassed over getting yourself into a position where you could lose your home to foreclosure, but it is important to know that you might not be responsible for the situation. Many cases of foreclosure are a result to of predatory lending practices, where the bank or mortgage broker lured a prospective borrower into a loan with unfair terms or without full disclosure.

Subprime Loans

In order to make home mortgages broadly available on the market, many lenders have been offering subprime loans to individuals and families who wouldn't normally qualify for a home loan. The terms of a subprime loan are often far less favorable to the borrower, and the higher interest rates can make it difficult to keep up with the payments, which has contributed to the increase in foreclosures.

How Foreclosure Affects Credit

Foreclosure can have a major effect on your credit score, making it difficult to obtain loans in the future. It is important to avoid or minimize this impact, either through preventing the foreclosure or finding an alternative with less serious consequences.

Strategic Default

Sometimes it is best to stop paying your mortgage. Strategic default is simpler than a short sale, foreclosure defense lawsuit or deed in lieu of foreclosure. You can learn more about strategic default and how it could be the best option for you.

Foreclosure Lawyer in Orange County

At 1st California Law, Inc. we offer comprehensive advice and representation when you face a foreclosure. We know what a difficult time this may be for you and your family, and we will work to accommodate your needs and be available when you need us! You can receive a free consultation in the evening or on the weekend, and we can make it convenient by coming to you.

When it comes to serving our clients, we take a personalized, caring approach. What are you waiting for? Schedule your free consultation today and we will look forward to meeting with you! Contact an Orange County foreclosure attorney from 1st California Law, Inc. to learn more about how we can help you find an effective solution and to get started today!


Contact Us Today


Whether you have questions or you’re ready to get started, our legal team is ready to help. Complete our form below or call us at (714) 881-7300.

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