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Blog Posts in January, 2012

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  • Will Filing For Bankruptcy Hurt My Chances of Getting An Apartment in the Future?
    Will Filing For Bankruptcy Hurt My Chances of Getting An Apartment in the Future?

    Many people who are considering filing for bankruptcy worry that they will not be able to rent an apartment if they file for bankruptcy. This is a common misconception about the effects of filing for ...

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  • What is a discharge in bankruptcy?
    What is a discharge in bankruptcy?

    A bankruptcy discharge essentially means that you are no longer legally required to pay any of your debts that have been discharged. The discharge is a permanent court order that prohibits the ...

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  • Can I add debts that I forgot to include in my bankruptcy papers?
    Can I add debts that I forgot to include in my bankruptcy papers?

    Yes! It's pretty easy to do...so long as your bankruptcy case is still open. You can amend your bankruptcy papers to include any debts that you forgot to include when you originally filed. However, ...

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  • What is a secured debt?  What is an unsecured debt?
    What is a secured debt? What is an unsecured debt?

    You have a secured debt when you pledge some asset (e.g. property or a vehicle) as collateral for your loan. The debt is secured against the collateral, which means that in the event that you do not ...

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  • Study Shows Black People Face Bias in Bankruptcy
    Study Shows Black People Face Bias in Bankruptcy

    A recent study of bankruptcy filings throughout the country show that black people are twice as more likely than white people to file for Chapter 13 bankruptcy, rather than Chapter 7 bankruptcy. It is ...

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  • What is the Role of the Bankruptcy Trustee?
    What is the Role of the Bankruptcy Trustee?

    The bankruptcy trustee is the person who represents the combined interests of your creditors during your bankruptcy case. The role of the trustee is generally to represent the creditors' interests; ...

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