1st California Law, Inc. Blog

Orange County City Facing Bankruptcy February 11, 2014

Like many of the county's across California, Orange County is facing rising living expenses and dangerous California Public Employees Retirement System payouts. One of the most recent cities to face ...

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Why You Should Avoid Payday Loans January 16, 2013

Everywhere you go you can see various businesses advertising Payday Loans or Cash Advance Loans. People who are in desparate need of money often find themselves susceptible to these type of loans. ...

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Nationwide Bankruptcy Filings Down for 2012 January 11, 2013

The total number of bankruptcy filings for all federal courts decreased by 14% in 2012, with a total number of 1,261,140 cases filed last year. (Should be noted that this number is for Fiscal Year ...

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Who Is Notified or Able to Know About a Personal Bankruptcy Filing? January 9, 2013

Filing for bankruptcy is a very personal thing. Because of the stigma associated with filing for bankruptcy, most people want the process to be as discreet as possible. One of the major concerns is ...

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American Express to pay $112.5 million for unlawful practices October 17, 2012

Earlier this month American Express reached a settlement with the Consumer Financial Protection Bureau (CFPB) , the Federal Reserve, and the Federal Deposit Insurance Corp (FDIC) agreeing to pay ...

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Discover Bank to Refund $200 Million to Customers October 11, 2012

Discover Bank has agreed to refund some of its customers $200 million and pay fines of $14 million based on its use of decpetive telemarketing tactics. Discover Bank came to this settlement after ...

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