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Blog Posts in 2012

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  • American Express to pay $112.5 million for unlawful practices
    American Express to pay $112.5 million for unlawful practices

    Earlier this month American Express reached a settlement with the Consumer Financial Protection Bureau (CFPB) , the Federal Reserve, and the Federal Deposit Insurance Corp (FDIC) agreeing to pay ...

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  • Discover Bank to Refund $200 Million to Customers
    Discover Bank to Refund $200 Million to Customers

    Discover Bank has agreed to refund some of its customers $200 million and pay fines of $14 million based on its use of decpetive telemarketing tactics. Discover Bank came to this settlement after ...

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  • OC Bankruptcy Filings Decline for August 2012
    OC Bankruptcy Filings Decline for August 2012

    Orange County bankruptcy filings were down 23.8% for the month of August 2012, with a total of 1273 cases filed. Compare this to August of 2011 where there were 1615 bankruptcies filed. As a whole, ...

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  • What Happens To My Bank Accounts When I File For Bankruptcy?
    What Happens To My Bank Accounts When I File For Bankruptcy?

    People often ask what happens to their bank accounts once they file for bankruptcy. The answer depends on whether or not your bank is also your creditor. Your bank is your creditor when you owe the ...

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  • Can I Discharge My Student Loans Through a Bankruptcy?
    Can I Discharge My Student Loans Through a Bankruptcy?

    When people ask whether student loans can be eliminated by filing bankruptcy, the usual answer given is an emphatic "NO!". However, it is possible to have your student loans discharged with a ...

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  • What happens if I do not pay back my student loans?
    What happens if I do not pay back my student loans?

    If you fail to make payments for your student loans, these loans will eventually go into default. Defaulting on a student loan is pretty much the same as defaulting on any other type of student loan. ...

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