Orange County Collections Defense Attorney
Defending Against Unfair Collection Practices
Many individuals feel an obligation or fear when it comes to paying back debts that have accumulated over the years. Some collection agencies know how to exploit these feelings in order to "guilt" you into paying back a debt you cannot afford to pay. These collection agencies train their staff in the most effective techniques to get you to pay back debt.
It is very important to realize that laws do exist to protect you from unfair and dishonest treatment. If you want to defend yourself from debt collectors, you should speak to our firm today.
Understanding the Fair Debt Collection Practices Act
Collection agencies are legally obligated to follow strict guidelines when attempting to collect a debt. The Fair Debt Collection Practices Act was put in place to limit the abusive behavior that is often employed by certain collection agencies. Under this act, if a debt collector is in violation, that collector and the company they work for will face serious legal ramifications and fines. The key to strong collections defense is to have your situation fully reviewed by our office.
When you work with us, our firm will make sure of the following:
- Your finances are protected
- Creditors don't violate your rights
- Legal action is taken when necessary
Protect your legal rights.
Need a Santa Ana bankruptcy attorney to protect you against aggressive creditors? At 1st California Law Inc., we manage every aspect of the bankruptcy process, including creditor defense. If you are the victim of creditor abuse, we may be able to help you to file legal action against creditors and even pursue compensation for damages in some cases.
In an effort to collect what you owe, the creditor can file a lawsuit. Another defense tactic the creditor may use is wage garnishment. This involves removing funds from your wages in order to pay off debts, before you can even see any of the money. In order to protect your legal rights through these situations, talk with our Orange County bankruptcy attorney as soon as possible.
Help From an Orange County Bankruptcy Lawyer
At 1st California Law, we firmly believe that your interests come first. Your main financial priority is always to keep food on your table and a roof over your head. Together we will work to not only defend you against excessive creditor harassment but also to establish the best resolution to your financial problems.
We may be able to negotiate for you and fight back if your rights were violated. Don't wait any longer to get the counsel you need. Contact our firm today to schedule a confidential consultation.