Fighting Foreclosure in Orange County

If you are facing foreclosure, you should know that there are a number of ways to fight and save your property as long as you act now. You don't have to simply submit to the foreclosure process–there are alternatives available. Although banks, mortgage companies and other lenders are expected to be accurate in accounts, they are just as likely to make errors as any other commercial entity.

Some mortgage lenders go so far as to create unfair loan contracts, which is known as predatory lending. In other cases, oral promises may have been made which do not appear in the loan documents.

Understanding Your Options

It is important to understand that there are many various options that are available if you are willing to fight the foreclosure process. With the proper representation, you may be able to effectively pursue the results that you want for your future. 

If you are able to expose any mistakes or faults on your lender's part, you may be able to obtain very favorable results. With the help of a skilled representative, you can work towards the results that you need in this situation.

Protecting Your Home from Foreclosure

1st California Law is different from the traditional law firm. We help our clients gain the financial relief they need without forcing them to give up what matters most to them. We make the effort to understand your situation in order to tailor our legal strategy to your needs. A Santa Ana foreclosure lawyer at our firm will listen to you and is available to study your loan agreement to determine the best approach to fighting foreclosure.

No matter what state your home is in, aggressive negotiation may effectively resolve the issue. If the mortgage agreement or the lender's actions do not comply with the Truth In Lending Act (TILA), The Fair Credit Reporting Act (FCRA), the Home Ownership Equity Act, and the California Unfair Practices Act among others, then positive results may be obtained!

Above all, you need to know what your rights are and what foreclosure alternatives are open to you so you can make an informed decision. You don't have to "go it alone". Our legal team is ready and willing to put our expertise to work for you.