Orange County, California has an above average cost of living as of 2012. Reports show that the cost of living is extremely high, and is significantly above average as compared to the rest of the United States. This means that residents of this area must have a high income or minimal expenses in order to have a balanced budget.
One option that many families utilize is a credit card. While this provides short-term relief, it is important to understand that the debt will need to be repaid eventually. When creditors are not repaid for the loans they have granted, they may turn to legal action if other methods of collecting fail.
Our firm can provide you with the skillful representation that you need. Mistakes are made on a regular basis, which means that your wages could be garnished in error. Seek our assistance immediately!
If you are unable to repay your debts for whatever reason, then you could face the repercussions of wage garnishment. This is a method in which creditors will seek the assistance of California courts to obtain an order for wage garnishment. The state government will then withhold a maximum of 25% of your disposable income from your paycheck in order to repay the debt that is owed.
It is more difficult for credit card companies to obtain wage garnishment orders, but there are circumstances in which the state itself will garnish wages for unpaid loans. These situations may include:
- Child support arrears
- Court ordered support payments
- Defaulted student loans
- Unpaid income taxes
Facing wage garnishment? Let a Santa Ana bankruptcy lawyer help you!
Many individuals do not know that with the assistance of qualified and skilled legal representation, they can fight the threat of wage garnishment. If your wages have been garnished, or if your creditor placed a levy or freeze on your bank account, you should hire an Orange County bankruptcy attorney without delay.
When you are going through a financial difficulty, you need all the funds available to you just to keep food on your table and a roof over your head. Having your wages garnished takes money directly out of your pocket every paycheck, further stressing your already strained finances. A few avenues exist to protect individuals from this harsh collections practice.
If your financial situation has deteriorated to the point of wage garnishment, it is likely that your credit has already been significantly compromised. In these situations, Chapter 7 or Chapter 13 bankruptcy may be a viable option to consider. Bankruptcy will lift the burden of debt off your shoulders and allow you to work towards credit restoration. Speak with our office today to discuss your options in detail!
Protecting You from Wage Garnishment
At 1st California Law, our attorneys have the legal expertise and skill necessary to protect you from the threat of wage garnishment. The stress caused by serious financial difficulty is enough to strain not only your finances but your personal life as well. We will work closely with you to develop a strategy aimed and lessening your financial burden and rebuilding your financial health.
Do not entrust your future to lesser legal counsel. Call our firm today.
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1st California Law Inc
- Main Office 2090 N. Tustin Ave. Suite 240 Santa Ana, CA 92705 [+] Map & Directions
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"Kevin Kunde is an attorney licensed by the State Bar of California. Mr. Kunde graduated from Chapman University School of Law where he was a Senior Editor for the Nexus Law Journal, a Dean's Fellow/teaching assistant for Contracts course and served as a Judicial Extern for the Honorable John Rayburn for the U.S. District Court for the Central District of California"Read Full Bio