Debt Consolidation

Bankruptcy Alternative

Debt consolidation may be an alternative to filing bankruptcy for many people. An Orange County bankruptcy lawyer can answer all your questions about debt consolidation and whether or not this can be an alternative to bankruptcy for you. Many good and hardworking individuals use this method in these difficult financial times. This is also another way to resolve your financial problems without having to file for Chapter 13 bankruptcy. Prior to taking this step, it is important to know the differences and consult with an attorney from our firm who can advise you as to your best option. Debt consolidation may provide the alternative for you, depending on your debt situation and your income.

Debt consolidation allows you to make one payment toward all your debt. It can help you gain a sense of control over your debt so that you can work to put money down on your existing debts. If you have existing credit cards with high interest rates, this may be a great option for you. Our Orange County debt consolidation attorneys can help you negotiate a plan with the individual or company you owe. These negotiations are important with regard to how much you will finally pay any creditor, and we can help. Once our firm is involved, the creditor can no longer contact. This can allow you relief from the constant letters and calls. There are certain limitations as to which bills or debts can be consolidated, depending mostly on the age of the debt.

Who will qualify for debt consolidation?

Speak with one of our Santa Ana attorneys at 1st California Law today and we can advise you on whether debt consolidation would be a good alternative to bankruptcy for you. Take advantage of our free consultations in evenings and weekends or we can come to you. We can make getting the financial relief that you desperately need simple and as painless as possible. We are committed to offering the best available legal services at a reasonable and affordable rate. You will sleep better with the peace of mind you get from knowing that you have taken action and that your debt problem is under control.

If you find that you may be able to benefit from debt consolidation, it is important to obtain an understanding and knowledgeable attorney from our firm. Having a dedicated and caring legal representative by your side is essential to obtaining debt relief. During a free case evaluation, we can discuss whether this is your best option or whether pursuing bankruptcy will be the best course of action. At 1st California Law Inc., we believe that everyone deserve to have every opportunity to obtain a healthy financial future and to enjoy a debt-free form of living. We want to put our legal strategies and skills to use for you, so contact our firm today!