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Preparing for Bankruptcy in Orange County

Taking the Right Steps

If you are having financial problems and are considering filing for bankruptcy, consult an Orange County bankruptcy attorney from our firm. At 1st California Law, you can find out how to prepare for the bankruptcy process. We can help make sure you understand all of the pre-filing "do's and don'ts" that can affect the granting of your bankruptcy petition and discharging of debts.

Many people mistakenly make large purchases in anticipation of a bankruptcy filing. Under current bankruptcy laws, if you accumulate any new debts for luxury goods valued at more than $550 within 90 days before your filing, they cannot be discharged. Any credit card cash advances totaling $825 that take place within 70 days of filing your petition will also not be discharged. Unusual purchases can also raise questions, and should be avoided. You can even get into trouble paying back loans from friends or family if the amount exceeds $600.

It is essential to ensure that you are fully prepared for bankruptcy. The first step is knowing whether this is the right method to take and the necessary steps that can get you through to the end. Through a free case evaluation, we can help you through each step of filing for bankruptcy. Contact  1st California Law, Inc. today!

Understanding How to Plan for Bankruptcy

When filing for bankruptcy, there are definite steps that you should take as you pursue debt relief. If you are planning on filing for bankruptcy, there are also various actions you should avoid in the months leading up to your filing. It is essential to make sure that you know the benefits of bankruptcy and how it can impact you if done incorrectly.

The steps you should avoid include the following:

  • Open multiple credit card accounts or loans within a year of
  • Transfer any of your property to family or friends
  • Give away any property
  • Attempt to hide property from your creditors
  • Sell your property for less than it is worth
  • Keep a checking or savings account in an institution you are indebted to

Our firm can help you navigate the entire bankruptcy process and can do everything we can to make sure you receive the maximum benefits this legal remedy has to offer. If you are overwhelmed by debts, call us at (888) 363-7901 for a free case evaluation.

Our firm is committed to providing you with the best service possible at affordable rates. We are available during regular business hours, as well as evenings and weekends. You can also contact us by phone, text and email, and connect with us on Facebook.

It is important to not wait until the last possible moment to begin filing for bankruptcy. We have the debt relief strategies necessary to help you through your case. Contact a Santa Ana bankruptcy attorney today!

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