Santa Ana Bankruptcy Lawyer

Bankruptcy Help for Santa Ana Residents

Southern California has been hit hard by the economic downturn. In recent years, many Orange County families have been affected by unemployment and underwater mortgages. Because of this many individuals and families are facing crushing debt that they simply cannot afford to pay. If this sounds familiar, then you may want to examine all of your bankruptcy options as well as your alternatives to bankruptcy. At 1st California Law we are here to listen to the details of your unique situation and help you determine the most workable and optimum solution.

There are many benefits of bankruptcy, and we are here to dispel any bankruptcy myths you may have heard before. We can provide you with in-depth information about qualifying for a Chapter 7 (debt liquidation) bankruptcy or a Chapter 13 (debt reorganization) bankruptcy. We can also provide you with a collections defense if you are a victim of creditor harassment or a creditor lawsuit. When creditors violate a provision of the Fair Debt Collection Practices Act and otherwise harass you or violate your rights, you may be able to sue them for any laws they might have broken.

Professional & Competent Bankruptcy Services

We are here to guide you through the legal process, and through whichever course is well-suited for your needs. We can help you decide if bankruptcy is right for you, and if so which one. In addition to our bankruptcy services, we can also help those who are interested in a foreclosure defense. If your home is at risk of going into foreclosure we can examine the possibility of a deed in lieu, a short sale, a loan modification or a Chapter 13 as potential solutions.

The bankruptcy process is best explained by a qualified Santa Ana bankruptcy attorney who knows the ins and outs of bankruptcy law in Southern California. If bankruptcy is your most viable solution, we can help you with all aspects of the process. We are here to explain the bankruptcy timeline and how to prepare for bankruptcy. We can get you started on gathering the required documents and we can quickly address any concerns you may have about wage garnishments and/or repossessions. Life after bankruptcy can be far less stressful than life beforehand. We would be more than happy to help you with credit restoration and how to go about improving your credit score. Please contact us today to find out how our firm can help you look forward to a brighter future!

Santa Ana Resource Links

Bankruptcy Information Center
About Santa Ana
Map of Santa Ana