Costa Mesa Bankruptcy Attorney
Should you file bankruptcy?
If you are contending with overwhelming debt that is spiraling out of control, then it might be time to examine your options. In recent years, millions of Americans have been negatively affected by our troubled economy, and as a result many of them have had no other choice but to seek out bankruptcy protection.
If you are contemplating bankruptcy, then you should speak with a qualified Costa Mesa bankruptcy lawyer from 1st California Law to discuss your options. As a full service bankruptcy law firm, we are here to listen to what you have to say. If we believe that a Chapter 7 or
Chapter 13 is right for you, we will tell you so. On the other hand if there is an
alternative to bankruptcy that would be a more viable solution, we can explore another avenue such as a
loan modification, or
Bankruptcy Help in Costa Mesa
Many people who file for bankruptcy do so because it truly is their last resort. Don't let fears of never rebuilding your credit stop you from making the decision to file bankruptcy. The idea that your credit will be ruined after filing bankruptcy is a common bankruptcy myth floating around, and it's simply not true. With sound budgeting and following a few simple rules,
credit restoration can actually occur within a few short years after a bankruptcy is discharged. We are more than happy to advise you of what to expect in
life after bankruptcy, as well as the numerous
benefits of bankruptcy.
We offer a broad range of financial and bankruptcy services to our clients including: collections defense,
deed in lieu,
foreclosure defense, and
short sales. If you are a victim of
creditor harassment, we can help you determine if your creditor violated a provision of the
Fair Debt Collection Practices Act. We can also show you how bankruptcy can protect you from
wage garnishments and
repossessions. If you are facing a foreclosure, we can help you examine your alternatives to foreclosure such as a short sale or deed in lieu.
As a seasoned bankruptcy law firm, it's our job to closely review the specifics of your individual set of circumstances. From there, we will advise you on your best options. If bankruptcy is your best solution, then we will explain the bankruptcy process beginning with the
bankruptcy timeline. We can also help you gather all of the required documents so we can begin sooner than later. If you need a professional to give you honest advice, give us a call today!
Costa Mesa Resource Links
Bankruptcy Information Center
About Costa Mesa
Map of Costa Mesa